March 23, 2022

20%.  40%.  60%.  More?   Allocation of your portfolio to international stocks and be a tough decision make.  Even financial professionals don’t have a consensus on what an investors allocation to International stock should be.  Big Investors That Like US Only Stocks2 big name investors make it clear that they don’t like international stocks and advise

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March 23, 2022

So you want to beat inflation with investments?  You’re not alone has we’re in a period where the Consumer Price Index (CPI) is consistently reaching 40 year highs!  And cash is a losing game, along with (currently) bonds, and the S&P 500, both of which are down about 10% as of writing this on March

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March 19, 2022

A portfolio that has only drawn down about 13% and still has an annual growth rate of 8.25%… That’s the historical performance of the Permanent Portfolio. Sounds great right?!Here we’ll take a more indepth look at the Permanent Portfolio.    I recently did a video on the topic which you can see here.  I follow the same flow

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February 3, 2022

Margin loans kind of get a bad wrap… But I disagree.  Margin loans can be a great financial tool.  In this video I explain how I use them and how they can help minimize your tax burden! TBTW;Margin loans provide access to capital at very low interest ratesThe lowest rates are at Interactive Brokers.  M1 Finance

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February 3, 2022

VT and VTI are two low cost index funds from Vanguard.  Here I take a look at their differences, historical performance and use scenarios.  I believe I cover more details in the video. TLDR;VT holds the global market (US and international Stocks)VTI holds only US EquitiesVT is more diversified Than VTIVTI has outperformed VT over

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January 22, 2022

Grammatically incorrect scratch noted below. And source links. SInce KRBN ETF Launch 8/2020 it has returned 155%Based on my math I estimate the global carbon markets to have a size of 573 billion (today in Jan 2022)- What Are Carbon CreditsA carbon offset credit is a transferrable instrument certified by governments or independent certification bodies

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January 22, 2022

This is a video.   Notes are below (grammatically incorrect).  For comments or questions, please leave them on Youtube.   Thank you and I hope you find it insightful. Portfolio Composition Difference VOO is a fund that that tracks the S&P 500 Index, so it primarily holds 500 large cap stocks.  Some of the holding will be

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January 22, 2022

Note scratch & links from video are below.  Grammar may not be correct. Overview RPARfrom fact Sheet: https://www.rparetf.com/rpar/fact-sheetThe fund description instantly reminds me of Ray Dalio’s All Weather fund.   Harry Browne’s Permanent Portfolio is also similar.A risk parity fund with 1.6B AUM (notably high for a small fund issuer), 0.51% Expense Ratio.Risk parity strategyWhat

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